ROCKFORD (WIFR) – Below is a press release from the Better Business Bureau (BBB) regarding phishing scams.
Phishing occurs when criminals pretending to be from well-known, legitimate businesses or organizations contact individuals and trick them into revealing personal information such as Social Security numbers, financial or other personal information.
“Phishing is on the rise and consumers need to be aware that it is a threat to them virtually every day,“ said Dennis Horton, director of the Rockford Regional Office of the Better Business Bureau. “Never give personal information out unless you are positive that you are not being scammed.”
In 2012, phishing was the fourth most common scam reported to the National Consumers’ League’s Fraud Center, as part of the category “Imposter Scams”.
Here are some warning signs of phishing:
• Poor spelling: It is likely that a company’s name will be misspelled in a phishing message. For example, Walmart recently released a warning to consumers about an email phishing scam that had a subject line of “Thanks for your Walmart.com order: from Walmart.com (with two L’s). It is not likely that a legitimate company would spell their name wrong in a subject line or in an email address.
• Request for personal information: If you receive a request for information from a company that should already have your information be wary.
• Scare tactics: If you are being asked to act immediately, it is likely a phishing scam.
Global losses in 2012 from phishing were $1.5 billion, according to the RSA February 2013 Fraud Report. This is a record high and a 22 percent increase from 2011. The total number of attacks was 59 percent higher than in 2011.
The BBB has come up with some tips for protecting yourself from phishing:
• Make sure your devices are secure. Protect yourself by having antivirus and anti-spyware software on your devices.
• Choose to click wisely. By clicking on a phishing message or ad, you could be exposing your personal information or downloading spyware to your device.
• Always keep your guard up. If your personal information is being requested ask yourself why. Remember that phishing comes in multiple forms – phone calls, text messages, emails and advertisements. It is important to always be aware to avoid possible scams.
• Always keep your guard up. If your personal information is being requested, ask yourself why. Remember that phishing comes in multiple forms – phone calls, text messages, emails and advertisements. It is important to always be aware to avoid possible scams.
• Check your activity regularly. Try to check your bank accounts on a regular basis to watch for suspicious activity. If you see anything out of the ordinary, investigate the activity and report it if you think you may have been scammed.
If you experience or have experienced a scam, report it to your local BBB at www.bbb.org.