STOCKHOLM, Sweden (AP) -- The financial turmoil in Europe continues with Denmark and Sweden moving to bolster protection of bank accounts.

Stock exchanges across Europe opened lower today and central banks pumped more money to cash-starved banks.

In Copenhagen, the Economy Ministry said commercial lenders had agreed to contribute up to 6.4 billion dollars over two years to a fund that will help insure account holders from losses.

In neighboring Sweden, the government said it would raise the limit for deposit insurance to $71,000 from $35,500.

The decisions come after Germany enhanced a rescue plan for Hypo Real Estate AG and guaranteeing private bank accounts.

The efforts appeared to have little effect on markets, with European exchanges from Oslo to Frankfurt opening lower today.