CHICAGO (AP) -- The next challenge for the nation's health care law may be sticker shock, when consumers find they're still paying high medical bills after buying low-cost insurance for the first time.
With a Dec. 23 deadline looming for anyone wanting health insurance by Jan. 1, people may hurry to choose plans with cheap monthly payments on a new insurance marketplace.
But they may be surprised to find they're still on the hook for thousands of dollars in out-of-pocket "deductibles," a standard part of most insurance policies.
Many will find they must pay up to $6,350 on top of monthly premiums before their insurance pays anything for actual medical care. If they have a family, they may have to pay nearly $13,000 in an out-of-pocket "deductible" before insurance starts paying.