STATELINE (WIFR) – We’re continuing our coverage of the Affordable Care Act, also known as Obamacare, and what it means for our families. Part of the bill expands Medicaid allowing thousands of people to apply for insurance coverage.
Alisha Lumzy says she pays less than $10 a doctor’s visit for her kids, thanks to Medicaid.
“It will be helpful because there’s a lot of people that do need health care coverage that can’t afford or don’t have regular insurance and this will help them.”
Now, more than 300,000 families, like Lumzy’s, will qualify for federal help to pay medical bills. The Affordable Care Act allows more people, ages 19 to 64 to be eligible for Medicaid coverage, based on income. Usually, you’d have to make less than $13,000 a year to receive benefits. Now, you can apply if you make less than $15,000 individually, or $32,000 a year for a family of four.
“If you have insurance or Medicaid now, you’re covered. Most of the time they already have quality health plans.”
Those plans cover doctor visits, dental and vision for kids, and maternity care before and after you have a baby.
“You may have to pay a little something depending on your income.”
Even with Medicaid, these services could still cost a small co-payment.
If you’re not sure whether you qualify for Medicaid, you can find out by going to getcoveredillinois.gov.
For those who have Medicare and are age 65 and older, coverage is the same. In fact, some counselors say people will have better prescription coverage now. The major change is people who fell through the cracks and made a little more the poverty level, can now apply for Medicaid.