Midnight Deadline for Health Insurance Sign Up

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CHICAGO (AP) -- Illinois officials are making a final push to enroll residents in the state's Health Insurance Marketplace.

People who don't already have health insurance must sign up by midnight Monday or face federal tax penalties under the Affordable Care Act.

After that, only people with limited special circumstances will be able to get coverage that meets the federal law's requirements. Those without insurance can be fined either 1 percent of their income or $95, whichever is greater, when they file 2014 federal taxes.

Low- and middle-income Americans can get subsidies to help buy policies through the exchanges.

The law prohibits insurance companies from denying coverage to people with pre-existing health conditions or from dropping those who develop expensive health problems.

Enrollment counselors are available until midnight at events around the state.

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