Data from the National Association of Insurance Commissioners shows the average combined home and auto insurance premium in Wisconsin is 29 percent lower than the national average.
The NAIC statistics are from 2003. It ranks Wisconsin 49th out of 50 states and the District of Columbia. Only Idaho is less expensive.
The average cost to insure both your home and auto in Wisconsin is $1,054.
Wisconsin Insurance Alliance president Eric Englund says the state has a competitive insurance environment with several national firms based here.
That means consumers have a lot of choices, which holds down costs.
He says recent mild winters have reduced the number of car accidents and subsequent claims.