Sunday, the State of Illinois launched a new mortgage loan program designed to help poor and immigrant families without traditional credit histories buy homes. The Opportunity I-Loan program makes Illinois the second state to allow people without checking accounts and social security numbers to obtain state-guaranteed mortgages. The program will instead accept paycheck stubs, rent receipts and phone bills to prove credit worthiness. For people who don't qualify for social security numbers then tax returns with IRS taxpayer identification numbers will be accepted.
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